Free tool · Prop economics

Prop Firm True Cost Calculator

Go beyond the checkout price. Model what reaching a funded account could cost after failed attempts, subscriptions, resets, activation fees and refundable fees — using your own assumed pass probability.

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FundedChecker approach: this calculator does not invent a “real” pass rate for you. Your pass probability is an assumption, not a firm statistic. Tracked offer data can prefill known fields, while missing fees stay editable instead of being guessed.

Cost assumptions

Load a tracked offer (optional)

Pick an offer to prefill fields we already track. You can override every number.

Currency Billing model Advertised / list fee Actual checkout fee Your pass probability per attempt (%) Average months billed per attempt Reset / retry fee Avg. paid resets per failed attempt Activation fee after passing Fee refunded after first payout Funded account size Maximum loss / drawdown (%) Profit split to trader (%) Illustrative first payout profit (%) Budget confidence

Modeled result

What the checkout price leaves out

Expected attempts—

Expected cost to get funded—

90% funding budget—

Cost after refund*—

Cost ÷ max-loss buffer—

Break-even gross profit—

Use a pass probability based on your own track record. Lower pass rates change the economics very quickly.

*“After refund” assumes you eventually qualify for the refund condition you entered. It is not the same as cash required before your first payout.

Upfront reality

Sticker-price multiple

—

How many times the initial checkout fee the modeled expected cost represents.

Funded economics

Illustrative payout share

—

Your share of the illustrative funded profit before taxes, processing fees or later restrictions.

After one payout

Modeled net

—

Payout share + entered refund − modeled expected cost to get funded.

Sensitivity check

How pass rate changes the cost

Same fees, different assumed pass probability.

Pass rate	Expected attempts	Expected cost	90% budget	Cost / max-loss buffer

Why it is different

Use actual checkout price

List price and what you actually pay can differ. Enter the real checkout amount rather than hiding coupons inside a generic “discount” assumption.

Prop-specific metric

Cost vs drawdown buffer

A $100K headline account is not $100K of risk capital. We compare modeled acquisition cost with the actual maximum-loss allowance you must protect.

No fake certainty

Your probability, not ours

FundedChecker does not convert isolated industry pass-rate disclosures into a universal probability. Scenario analysis lets you see the range instead.